| Salary Loan | 25.0% Per Annum |
| Pension Loan | 25.0% Per Annum |
| Personal Loan/Commercial Overdraft | 30.0% Per Annum |
| Microfinance Loan (Group) | 39.0% Per Annum |
| Salary Overdraft | 15.0% Per Month |
| Commitment fee | 4.0% Flat |
| Insurance fee | 1.0% Flat |
| Maximum Salary Loan Repayment Period | 60 Months (5years) |
| Maximum Pension Loan Repayment Period | 24 Months (2years) |